Buyers
Unlock the Best Home for Your Budget
Buying a home is more than just finding the right property—it involves careful planning, financial preparation, and understanding the steps from making an offer to closing. From securing the right financing to negotiating terms and completing inspections, each stage plays a crucial role in ensuring a smooth purchase. Knowing what to expect can help you make informed decisions and find the best home for your needs.
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Buyer Roadmap
Looking for a Home? Let’s Find the Right Fit
Frequently Asked Questions
Yes. Pre-approval shows sellers you're serious and financially ready to buy. It also helps define your budget and can make your offer more competitive. (Many sellers won't even entertain an offer without pre-approved financing)
It depends on your loan type. Conventional loans typically require 5-20%, but FHA loans allow as low as 3.5%, and VA loans may require 0% down for eligible buyers.
From searching to closing, the process can take 30-90 days depending on market conditions, financing, and negotiations.
Beyond the home price, you may have closing costs (2-5% of the loan amount), inspection fees, property taxes, homeowners insurance, and potential repairs or upgrades.
If a seller rejects your offer, you can:
• Make a higher offer if it fits your budget.
• Negotiate different terms (e.g., closing date, contingencies).
• Keep searching for the right home--sometimes it takes multiple tries.